JK Bank MPAY Transaction Limit, Charges & New features Check Here


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J&K Bank mPay is a mobile application that allows you to access your bank account(s) using a smart phone. You can view account related information, transfer funds, pay bills and recharge your mobile and a lot more using this application. Download the application now to make banking simple!

An existing J&K Bank customer with a Savings/Current/Cash Credit account having mobile number updated with us can use mPay facility.

What is the daily Transaction limit?

  • Daily transaction limit of Rs. 5,00,000 & Monthly limit of Rs. 30,00,000. 
  • Total Number of transactions per day: 20
  • Max amount per transaction: Rs.3,00,000 (JK Bank – JK Bank)
  • Max amount per transaction: Rs.2,00,000 (IMPS/ NEFT)

Are there any charges for downloading/activating J&K Bank mPay?

J&K Bank mPay is free for download. However, the telecom operator may levy charges for internet connectivity and the national SMS required for registration.

Download J&K Bank Mobile Banking App [J&K Bank mPay] from respective store (i.e. Google play store for Android users & App Store for ios users). After installation provide your debit card details & follow the process.
In case of online assistance/issues, please call us on our toll free number 1800 1800 234. You can also register through J&K Bank business unit/JK Bank ATMs.

What are the facilities available on J&K Bank mPAY?

J&K Bank mPay makes banking a lot simpler! Now you don’t have to visit a Branch anymore for services like Mini statement, Balance Enquiry, Funds Transfer within Bank, NEFT/IMPS, Term Deposits, Loan Requests, Bill payments and Mobile recharges

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